Heiko Jonkers has over 20 years’ experience in banking and finance, with a strong background in risk management, credit, and strategic planning. He has leveraged his experience to develop several product innovations designed to make homes more affordable. His career trajectory led him to develop a deep interest in affordable housing and the crucial role banks can play in supporting this vital sector. Today, Heiko leads the affordable housing strategy at Westpac and is recognised as a thought leader in affordable housing. His insights and leadership continue to shape the conversation around how financial institutions can better serve communities and promote affordable housing initiatives.